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Also found that high interest rates charged by banks tend to facilitate default by borrowers. According to Gorter and Bloem (2002) non-performing loans are mainly caused by an inevitable number of wrong economic decisions by individuals and plain bad luck (bad weather, unexpected price changes for certain products, etc.). Under such ... Doc Retrieval
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Causes Of The United States Housing Bubble - Wikipedia
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A lower interest rate. The borrower has an incentive to work hard even though he pledges less collateral because working hard increases the chances that the business will succeed and the terms on future loans will improve. In the future, under the new loan terms, the borrower has an incentive to work hard because of the low interest rate; ... Get Document
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Credit cards. Having too much credit can lead to bad decisions and unmanageable debts, and it will lower your credit rating. This can make it harder for you to get other lower interest rate loans. Avoid accepting a credit card just to get a discount at a store or a “free” gift. 3.3. Remember that lenders are looking for ... Fetch Document
Complete List Of SBA Loan Requirements | WTOP
If you’re looking to start or grow a small business, SBA loans can offer flexible financing options at competitive terms that you might not qualify for otherwise. Depending on the type of SBA ... Read News
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